I need a loan for my wedding!

Organizing a wedding is not an easy task. Every couple dreams that everything will go perfectly on that great day, just as they had projected in their minds. It is not only about designing the ideal event that transmits the happiness of undertaking a life project in common, but also creating a space that meets the expectations and desires of everyone: family, friends, the little ones in the house.

Choose the place, prepare the invitations, choose the menu, the decoration, the gifts for the guests, the transport … There are many details that we must take into account so that everything turns out as we have planned. However, some couples feel self-conscious about letting their imagination run wild, since all these elements carry a large financial outlay. Here are some ideas so you can plan the wedding of your dreams without having to give up any wish.

 

Budget for a wedding: How much money should I ask for?

The first thing you should do to start planning that special day is to prepare an approximate budget, pointing out all the items and prioritizing those that are essential. There are elements of a wedding that you can not give up, but depending on your financial possibilities you can choose cheaper options for some games and invest the most capital in what you consider most important to you.

Whether the budget we have is small or unlimited, it is always advisable to sit down and make a brief financial plan that will serve as a guide to organize this budget.

 

Types of wedding expenses

wedding loans

The first thing we must establish is the number of guests who will attend the event, since other items such as the capacity of the chosen space, the choice of catering, gifts or transportation will depend on the attendees. In short, that figure will help us define the rest of the expenses of a wedding.

The banquet is undoubtedly the concept to which almost half of the budget for our wedding is destined. The average of a place setting is around 75 and 150 dollars. From there, each couple can choose to stay at that price, reduce it or exceed it. It all depends on the value for money that we want to give to our diners.

Another very relevant item is the wedding suits. The brides spend between 525 and 1,650 dollars on their dress, price to which must be added shoes, accessories, hairdresser, makeup and bouquet.

For their part, they invest an average of between 375 and 780 dollars in the suit, but if they decide on a big firm, the price can go up to $ 1,200.

Depending on the importance we give it and the chosen destination, the wedding trip is the second most important expense in our budget. As austere as we want to be, an average trip for two people is usually around $ 1,150.

During the celebration, a present is usually given to those attending as a souvenir of that great day. The price of the details and wedding invitations ranges from 1 to 40 dollars, depending on the style and design chosen. Another cheaper and original option is personalized gifts by hand, by yourself. Think of something original and go for it!

In addition to these essentials, there are other concepts that you should not forget to include in your list: the photographer, the open bar, the children’s entertainers, the DJ or orchestra, the decoration of the space, as well as any surprises that you have had in mind all these years.

 

How can I finance my wedding?

How can I finance my wedding?

According to a study carried out by the Federation of Independent Users and Consumers (FUCI), the average cost of a wedding for 100 diners was between 16,534 dollars, and ranges between 11,864 and 30,000 dollars.

No matter how well planned our budget is, in the final stretch we can always find several expenses that we had overlooked and that can considerably increase the initial budget, thus causing an unexpected cost overrun. That extra money can be a headache and overshadow the initial joy and euphoria that accompanies the preparation of a long-awaited day. To overcome this gap, financial institutions make two very useful mechanisms available to us.

The first of these are known as “wedding beads”. Actually, these are checking accounts or savings accounts, where guests can deposit money to the couple as a present and thus help cover the budget for the wedding.

 

Personal loan to finance the wedding

Personal loan to finance the wedding

The second possibility would be to apply for a personal loan to finance the wedding. Specifically, in Lenders Bank you can access an amount of up to 5000 dollars that you can comfortably return in the number of terms that best suits you, without applying any opening commission. In addition, the money will arrive in a few minutes from when we confirm the granting of the credit to cover the expenses of your wedding.

On the other hand, if you have any doubts or incidents in relation to your loan or you want to cancel it before the established date, you can turn to our customer service team, which is at your disposal from Monday to Sunday, from 9: 00 am to 9:00 pm

If you have come this far it is surely because you are immersed in your wedding celebration. !! Congratulations !! We trust that these tips have helped you organize and plan such a special day for you and your loved ones. As you can see, with a little organization and some help you will not have to give up any detail, what’s more, you can enjoy with complete tranquility the happiness of planning one of the most important moments of your life. Grab a pencil and paper and enjoy the ride!

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